Valuations

Explore Mortgage Options

Since most people aren't going to pay for their house with cash at the closing table, you're probably going to have to take out some type of loan or mortgage.

A mortgage is simply a loan that uses a piece of property, like your new home, as collateral, giving the bank the right to take the home if the person taking out the mortgage doesn't hold up his or her end of the bargain.

Get Pre-approved for a Loan

Pre-approval will help you to understand how much you can expect to borrow from your lender. Knowing your spending range can help to narrow your home search to properties within your price range. It can also give sellers a little more confidence in your seriousness when making an offer.